Types of pensions that it grants the social security

Pension for age

For the concession of the ordinary pension it is required the worker to credit 25 years of services like minimum and be 60 years of age if it is man or 55 if it is a woman, besides being in active service to the moment to request the pension. The detached worker is entitled to this pension whenever it completes the age requirements and time of services to the moment to happen the labor detachment.
The law creates a new pension type, the "extraordinary one", that reduces the fixed requirements for the minimum time of services to 15 years and the age increases in 5, favoring this way the workers that incorporated lately to the social work.

The works are classified in two categories: the first one embraces the works carried out under normal conditions and to the second correspond those carried out under conditions in that the expense of physical, mental energy, or both, it is of such a nature that originates a reduction of the labor capacity in the organism not according with which corresponds to the worker's age. A precept of the Law demands not having worked in these works less than 12 immediate years previous to the pension application or, in its defect, 75% of the time of services required for the grant of the benefit.

The quantity of the pension for age is equivalent to 50% of the wage annual average that it is of the biggest wages yielded by the worker during 5 natural years, selected among the last 10 years, equally natural previous to the pension application. This percentage is increased in 1% by every one of the 25 years in the ordinary pension.
When the yearly wage averages exceeds of 3000 pesos, the calculation of the pension for total disability is made on the quantity resulting of taking up to three thousand pesos in 100% and the excess of that quantity in a 50%.

In the extraordinary pension it is applied to the basic wage the 40% for the first 15 years of services and the pension is increased in 1% by every year worked in excess in the 15 years.
In the pension for ordinary age a special increment is granted by permanency in the work, applicable to the workers among the 60 years of age in the men and 55 in the women. This recognition is expressed in the calculation of the pension applying, for every year of borrowed services with posteriori to the year in that the worker completes the requirements for the pension, the following percentages: in the first year, 1.5% of the wage average; in the Second, 1.5%; in the third fifteen, 3% and in the fifth, of 4%.

Pension for Disability

In the case of inability to carry out a labor activity, the worker is entitled to receive pension and gratuitously the benefits in services and in species that his state requires, even, the rehabilitation service. The graveness of this inability gives place to the two degrees of disability that the Law of Social Security denominates total and partial. The disability, be total or partial, it is determined for the corresponding Commission of Medical Prescription.

The Law defines the total disability as the decrease of the physical or mental capacity that prevents the worker to continue working or it reduces its residual capacity of work, flagrantly preventing him to carry out with assiduity an employment and to be sustained economically.

The Law establishes the requirement of a minimum time in connection with the age reached to the moment to be presented the illness or disabling lesion, and it accepts from this requirement to the workers disabled by accident of the work or professional illness.
The Law contains two rules to calculate the pension: the first one refers to the disability of common origin, the second to the disability of professional origin. The quantities of the pensions depend on the time of services lent by the workers and of the wages yielded in their last period of activity.

According to the Law 24 of 1979, the partial disability is the decrease of the physical or mental capacity in a degree that prevents the worker to continue in its work position, but if to work in another of smaller wage, or that it allows him to stay in its own position with a reduced working time. When regulating this contingency, the Law distinguishes five situations; each one originates the right to receive pension and the benefits in services and in species that demands the worker's state.

Among the benefits in services have special meaning the rehabilitation or the worker's re-qualification. The dispositions of the Law harmonize with the objectives that pursue the System of Protection and Hygiene of the Work.

The quantities of the pensions for partial disability are fixed assisting to two different rules: when the worker renews his labor activity, determined elements are kept in mind to attenuate the adverse factors of the salary decrease; when it remains without location, the pension is fixed in agreement with the percentage dedicated to assure the capacity incomes-consumption of the handicapped.

Pension by cause of death

The right arises, to pension in this contingency, when the worker, when dying or to disappear, was in active service. The relatives of the detached worker are entitled to pension whenever the death happens in the six later months to the detachment and the causing one has not worked less than 75% of its labor life starting from the 17 years of age.

Also it generates right to pension the death or disappearance of the pensioner for age or total disability.

According to the Law 24 of 1979, it constitutes the family nucleus the following people: the widow of formalized marriage or judicially recognized that participated in the economic unity of the family nucleus of the causing one or it depended on her; the widower of formalized marriage or judicially recognized of 60 years of age or more or disabled for the work that lacks means of subsistence, have integrated the worker's deceased family nucleus and depended economically on her until his/her death. As in the case of the widow, it is required that the marriage had not less than one year of having constituted or any time if common children exist or that the death is for accident; the children of one or another sex, included the adoptive ones, be smaller than 17 years of age, single; and also those bigger than that age, single that are disabled for the work to the moment of the death of the causing one or when arriving to the 17 years of age and had depended on the deceased.

Payment of the pensions

Starting from 1962 the operations of payment of the functions were confident to the National Bank of Cuba, the one that carried them out through the net of agencies settled down in the national territory, until the attribution of such operations to the "Popular Saving Banks".

The payment is executed by means of checkbooks that consist of 12 coupons, which are renewed annually in a centralized way. Monthly reconciles the payment of the benefits through the existent net of microcomputers in the counties and in 60% of the municipalities with which the control of the behavior of the execution of the budget is achieved assigned for the payment of the benefits of social security.